HOW IT WORKS
Institutional Fiat-to-Stablecoin Settlement
Simple. Compliant. Same-Day.
Horizon Canada provides institutional B2B clients with a direct, compliant pathway from USD fiat to USDC stablecoin settlement. No exchange risk. No spread. No complexity.
THE FOUR-STEP PROCESS:
STEP 1 — CLIENT ONBOARDING 🔵 Takes 2-5 business days
Before any transaction is processed, every client completes our institutional KYB program:
Corporate identity verification via Persona 🆗
Beneficial ownership documentation (25%+ threshold) 🆗
Source of funds verification 🆗
OFAC and sanctions screening via ComplyAdvantage 🆗
Pre-registration of destination wallets 🆗
Blockchain screening of all wallets via Scorechain KYT 🆗
Execution of our institutional services agreement 🆗
Result: A fully verified, approved institutional account with pre-registered destination wallets.
STEP 2 — TRANSACTION INSTRUCTION 🔵 Takes minutes
Approved clients submit a conversion request via our platform or direct API: ☑️
Specify USD amount to convert
Confirm destination wallet from pre-registered list
Receive unique payment reference code
Receive wire instructions for your banking team
STEP 3 — COMPLIANCE GATE AND CONVERSION 🔵 Same day
This is where our infrastructure does the work:
Client wire received and confirmed
Compliance gate activated — KYB, AML, sanctions, wallet screening all re-verified
Circle Mint API call initiated for 1:1 USDC minting
USDC minted against received USD at exact parity
Zero exchange spread. Zero open market execution.
If any compliance check fails — the transaction is held. No mint request submitted. Client notified immediately. 🔴
STEP 4 — STABLECOIN DELIVERY 🔵 Same day
USDC delivered to client's pre-registered destination wallet
Blockchain confirmation received and logged
Transaction hash provided to client
Full audit trail documented
Client notified via API webhook or email confirmation
All flows are first-party or to pre-approved institutional counterparties only. No third-party wallet routing. Compliance gate must clear before any mint instruction is submitted.
CORE CONTROL PRINCIPLES
FIVE PRINCIPLES THAT GOVERN
EVERY TRANSACTION
WHO THIS IS FOR
Built for Institutional B2B Clients
Corporate Treasury Departments Large and mid-size corporations managing cross-border stablecoin settlement, supplier payments, and digital asset treasury operations. 🆗
Regulated Fintech Platforms Licensed payment service providers and regulated fintechs requiring institutional-grade USDC settlement rails for their downstream payment products. 🆗
Investment Funds and Family Offices Institutional investment entities requiring large-value fiat-to-stablecoin conversion with full audit trails, compliance documentation, and same-day settlement. 🆗
Not for: Retail consumers, individual members of the public, or unverified counterparties. 🔴
Got Questions? We've Got Answers.
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Ready to Enable Digital Asset Treasury Operations?
Horizon Canada provides institutional digital asset infrastructure enabling organizations to convert fiat funds into digital assets through secure and compliant settlement workflows. Our platform is designed to support treasury teams, financial institutions, and institutional asset managers operating in the evolving digital economy.
